01494 817151 vanessa@fmifa.co.uk
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Release tax-free cash from the value of your home

Equity release is a way of releasing the wealth tied up in your property without having to move home. You can borrow against the value of your home in exchange for a tax-free lump sum with no monthly repayments. You retain full ownership of your home.

If you are 55 or older and own your own home you could be eligible for a lifetime mortgage.

Release tax-free cash from the value of your home

Equity release is a way of releasing the wealth tied up in your property without having to move home. You can borrow against the value of your home in exchange for a tax-free lump sum with no monthly repayments. You retain full ownership of your home.

If you are 55 or older and own your own home you could be eligible for a lifetime mortgage.

Contact Vanessa

Vanessa is here to clearly explain the things you need to consider and the options available to you,
please complete this enquiry form or call Vanessa for an exploratory chat.

Contact Vanessa

Vanessa is here to clearly explain the things you need to consider and the options available to you, please complete this enquiry form or call Vanessa for an exploratory chat.

Boost your retirement income

A Lifetime Mortgage is a type of mortgage where you can choose to extract your funds in a single lump sum and/or smaller amounts over time. The loan and the accrued interest can be repaid at any time but must be repaid by your estate when the last person living in your home either dies or move to permanent long-term care.

The amount that can be released is dependent on your age and the value of your property.

Boost your retirement income

A Lifetime Mortgage is a type of mortgage where you can choose to extract your funds in a single lump sum and/or smaller amounts over time. The loan and the accrued interest can be repaid at any time but must be repaid by your estate when the last person living in your home either dies or move to permanent long-term care.

The amount that can be released is dependent on your age and the value of your property.

What are our clients using the tax-free cash for?
From worldwide tours to home improvements, you could get more from your retirement.

What are our clients using the
tax-free cash for?

From worldwide tours to home improvements, you could get more from your retirement.

%

Spent money improving their homes or on a car

%

Helped family members with house deposits and school fees

%

Repaid their existing mortgage and other debts to reduce their monthly outgoings

%

Supplemented retirement income

%

Spent money improving their homes or on a car

%

Helped family members with house deposits and school fees

%

Repaid their existing mortgage and other debts to reduce their monthly outgoings

%

Supplemented retirement income

Source: fm’s clients 2018

Read our clients stories

Irene’s story

  Irene, 81, is enormously proud of her granddaughter, Chloe. She has watched her grow up and qualify as an engineer and get a great job, working in London. At age 27, Chloe is still living with her parents, Tom and Jacky, commuting and saving hard for a...

read more

Steve and Angela’s story

Steve and Angela live in Penn Street and are both in their mid to late 60s, retired with 2 grown-up daughters and 1 grandson. They have lived in their house for almost 40 years. They would like to help their youngest daughter with renovations to her house but feel...

read more

Helen and Graham’s story

Helen and Graham have both been self-employed for most of their working lives. Graham is in the construction industry and has had to reduce his work significantly in the last 12 months because of a recurring back problem. Helen has seen a similar dip in income too and...

read more

Read our clients stories

Irene’s story

Irene’s story

  Irene, 81, is enormously proud of her granddaughter, Chloe. She has watched her grow up and qualify as an engineer and get a great job, working in London. At age 27, Chloe is still living with her parents, Tom and Jacky, commuting and saving hard for a...

read more
Steve and Angela’s story

Steve and Angela’s story

Steve and Angela live in Penn Street and are both in their mid to late 60s, retired with 2 grown-up daughters and 1 grandson. They have lived in their house for almost 40 years. They would like to help their youngest daughter with renovations to her house but feel...

read more
Helen and Graham’s story

Helen and Graham’s story

Helen and Graham have both been self-employed for most of their working lives. Graham is in the construction industry and has had to reduce his work significantly in the last 12 months because of a recurring back problem. Helen has seen a similar dip in income too and...

read more

Independent advice without additional fees is our promise to you

We are independent and will search for the best option for you across the market. You will not be charged an advice fee as the mortgage lenders will pay us a fee. We do not want you to pay twice.

 Financial Management are members of the Equity Release Council. Our clients have the reassurance that we are protecting them every step of the way.

Independent advice without additional fees is our promise to you

We are independent and will search for the best option for you across the market. You will not be charged an advice fee as the mortgage lenders will pay us a fee. We do not want you to pay twice.

 Financial Management are members of the Equity Release Council. Our clients have the reassurance that we are protecting them every step of the way.

“I value being able to help my clients assess whether Equity Release is the best solution for them. It is important to me to clearly explain everything you need to consider and talk through all the options available to you, enabling you to make an informed decision. I enjoy working with my clients on every step of the process; it is extremely satisfying seeing problems solved and retirement dreams fulfilled”

Vanessa, Equity Release Specialist

“I value being able to help my clients assess whether Equity Release is the best solution for them. It is important to me to clearly explain everything you need to consider and talk through all the options available to you, enabling you to make an informed decision. I enjoy working with my clients on every step of the process; it is extremely satisfying seeing problems solved and retirement dreams fulfilled”

Vanessa,
Equity Release Specialist

Independent Financial Advice with a personal touch

fm is a team of independent financial planners, working from offices in Penn, Buckinghamshire, providing high quality, financial solutions to both individuals and businesses from the local area: Chilterns, Beaconsfield, High Wycombe, Marlow, Amersham, Gerrards Cross and further afield. All our fees and charges are clear and unbundled and we do all we can to make them as cost conscious as possible. We hide nothing – and we believe across the board our charges represent great value to you.

Independent Financial Advice with a personal touch

fm is a team of independent financial planners, working from offices in Penn, Buckinghamshire, providing high quality, financial solutions to both individuals and businesses from the local area: Chilterns, Beaconsfield, High Wycombe, Marlow, Amersham, Gerrards Cross and further afield. All our fees and charges are clear and unbundled and we do all we can to make them as cost conscious as possible. We hide nothing – and we believe across the board our charges represent great value to you.

Get in touch today

financial management
Penn Barn, By the Pond,
Elm Road, Penn,
Bucks HP10 8LB
Tel: 01494-­817151
info@fmifa.com

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financial management is a trading title of Philip Harper LLP, which is authorised and regulated by The Financial Conduct Authority. Registration No.485423